Economics & Personal Finance / Mission campaign
The Credit Workshop
Inspect four borrowing problems using a working repayment calculator. The smallest payment may not be the smallest cost.
Four levels · Practical missions and written checkpoints · Included with educator membership.
The Credit Workshop
Inspect four borrowing problems using a working repayment calculator. The smallest payment may not be the smallest cost.
Learning goals, teacher guide & model limits
Goal: Calculate and compare fixed-rate amortizing loans, total interest, and payment affordability.
Supporting course connections: EPF: borrowing, interest, and financial decision-making. These identify practice opportunities, not full standards coverage, guaranteed learning gains, or official AP endorsement. Exact local pacing may differ.
- Payment versus total cost: consult three authored NPC guides, complete the practical mission, and write a claim, evidence-based explanation, and limitation.
- The effect of a rate: consult three authored NPC guides, complete the practical mission, and write a claim, evidence-based explanation, and limitation.
- Borrowing for longer: consult three authored NPC guides, complete the practical mission, and write a claim, evidence-based explanation, and limitation.
- Paying above the minimum: consult three authored NPC guides, complete the practical mission, and write a claim, evidence-based explanation, and limitation.
Use approximately one session per level, with time for discussion and revision. Actual playing and writing time has not been measured with students. Students can complete the mechanical actions more quickly; the explanation and comparison are part of the task.
Fixed monthly compounding, no fees or penalties, constant payments. The model excludes many real lending terms and is not individualized advice.
Completion checks verify practical requirements and minimum writing length. They do not grade the argument. Review the portfolio for accurate concepts, specific evidence, reasoning, and limits. Downloads do not submit automatically to Google Classroom. A browser save is editable and must not be used as a verified assessment result.
Progress saves locally when available. Students can export and import a campaign file. On shared computers, export and then clear the campaign. No real financial, medical, political-preference, or identifying student information is required.